Privacy Policy

1. Information We Collect

• Account information: When you sign up or sign in, we store your account identity details such as your name and email address as needed to operate your account securely.
• Financial data: The App stores portfolio data you enter, including stock and mutual fund holdings, buy/sell transactions, quantities, prices, broker commissions, dividends, and tax records.
• Email forwarding (optional): If you enable auto sync features, you may set up forwarding rules in your own email account to send brokerage confirmations to our import inbox. We do not request direct inbox credentials, and we only process emails you explicitly forward.
• Document parsing: To process forwarded brokerage emails, attached PDFs, and portfolio screenshots, content and extracted text may be processed by trusted OCR/AI providers we configure for import workflows.
• Session information: We may store basic device/session details (for example device type and OS version) to help you manage active sessions and account security.

2. How We Use Your Information

• To create and manage your account.
• To store and display portfolio, transaction, and dividend records.
• To parse brokerage trades/dividends from messages you explicitly forward.
• To process subscription status and premium feature access where applicable.
• To send service notices (for example account security alerts).
• To diagnose issues, improve reliability, and improve App quality.

3. Third-Party Services

We use selected third-party infrastructure and service providers (for example authentication, subscriptions, hosting, analytics, and OCR/AI parsing) to run the App. These providers process data only for service delivery, and under their own privacy terms.

We do not sell, rent, or share your personal or financial data with third parties for advertising or marketing purposes.

4. Data Retention

We retain account and portfolio data while your account is active. If you request account deletion, we will delete personal and financial records within 30 days unless retention is required for legal, security, or compliance reasons.

5. Your Rights

• Access the personal data we hold about you.
• Correct inaccurate profile data.
• Delete your account and associated data by contacting us.
• Stop email forwarding any time by removing your forwarding rules.
• Export your portfolio and transaction data where export tools are available.

6. Data Security

We use industry-standard security controls, including encryption in transit, authenticated APIs, and access controls. No platform can guarantee absolute security, but we continuously work to protect your information.

7. Children's Privacy

The App is not directed at children under 13. We do not knowingly collect personal information from children under 13.

8. Contact Us

For questions, data requests, or support, contact us at hello@smart-folio.app.

9. Changes to This Policy

We may update this policy from time to time. For material changes, we will provide notice before changes take effect. Continued use of the App after the notice period means you accept the updated policy.